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8-15 DAYS Federal Refund Transfer (RT) 8-15 DAYS

The Refund Transfer (RT) is a quick and cost effective method for you to receive money based on your federal tax refund. Your Federal tax refund is usually deposited within 8 to 15 days from IRS accepted acknowledgement. Upon IRS funding our fees are deducted from the refund and the balance is disbursed to you via one of several disbursement methods. Funding times may vary depending on IRS processing procedures.

8-15 DAYS State Refund Transfer (SRT) 8-15 DAYS

You can request the state taxing authority to deposit your state refund to your federal RAL or RT account. Upon receipt of state funding, the state refund amount is made available to you by the same disbursement method chosen for the federal product. Funding times vary from state to state.

SBBT Cash Card
This stored value card is similar to an ATM/debit card. The Cash Card is given to you before you leave our office. All disbursements are loaded to the same Cash Card so you will not have to return to our office. Funds are available from any ATM or Point of Sale terminal that supports the Star, Cirrus or Maestro systems within 30 minutes of bank approval (RAL) or IRS funding (RT).

SBBT Cashier's Check
Check print authorizations will be available to you upon RAL approval or upon receipt of state or federal refund. Check printing can be performed directly from our computer.

ACH Direct Deposit
RAL or RT products may be ACH direct deposited directly into your checking or savings account. Funds are disbursed immediately upon RAL approval or IRS funding (RT). ACH Direct Deposit will reach your bank account 1 to 2 business days after funds have been disbursed.

Fast Refunds

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